In the fall of 2022, the Consulate of Germany began to impose new requirement for issuing travel medical insurance for any visa categories. In addition to all the previously valid conditions, the following requirement was added: the insurance must be issued in the EU by one of the insurance companies registered in the European Union.
The new rule for issuing Schengen visas was also adopted by other EU countries, including Austria, the Netherlands, Slovenia, Estonia, Switzerland, Spain, France, Croatia and others.
Some Consulates and Visa Application Centers do not accept non-EU travel insurance from applicants, other EU countries only warn that such insurance may be needed at any time so that applicants should be ready to provide it to the Consulate/Visa Application Center by their request. At the same time, refusals to issue a visa when providing travel medical insurance issued by a non-EU insurance company have become more frequent.
Citizens of the Russian Federation who want to apply for a visa get used to the fact that obtaining travel medical insurance does not cause any difficulties. Therefore, they frantically search the Internet for a company that can make insurance in accordance with the new obligations, but they face several difficulties:
1) huge number of advertisements for obtaining travel medical insurance on the Internet with a guarantee of compliance with the requirements of the Consulate of a certain country. Most of these insurance companies have no idea about the peculiarities of issuing visas of certain countries, as well as about any innovations. Most of the insurance companies are Russian. Thus, get a medical insurance for traveling abroad, the applicant has the risk that the Consulate will not accept him, or that a visa will be refused due to non-compliance of medical insurance with the requirements of the Consulate of a certain country.
2) having found a European insurance company the applicant cannot check its constituent documents, the insurance program for all the rules of the Consulate, including due to unknowing the language of the country of the insurance company. The applicant does not know whether the insurance of this particular insurance company will be accepted.
3) the applicant cannot pay for travel medical insurance due to the lack of bankcards valid in the European Union and other countries.
Confidence Group can help you to avoid all these difficulties.
1. We have contracts with reliable European companies that issue travel medical policies in full compliance with the requirements of the Consulates.
2. We guarantee that medical insurance will be accepted by the Consulates for consideration of documents for visas, and in case of an insured case, the insurance company compensates for losses in accordance with its rules and EU legislation.
3. We have not problems with fast payment for travel insurance and other services to partners anywhere in the world.
The cost of travel medical insurance from one of the EU insurance companies will be from 3 EURO per day of stay (minimum requirements of the Consulates) + 450 rubles for issuing a policy. When applying for a visa through Confidence Group, the fee for issuing a policy is not charged. Please note that the cost of insurance for children, as well as people over 60 years old, is differ.
If the Consulate does not strict the requirements for obtaining medical insurance, Confidence Group, as before, helps in obtaining insurance from Russian insurance companies. The cost of such insurance is from 1 EURO per day of stay in the country.
Please note that the trend towards tightening the requirements for issuing visas to unfriendly countries is obvious, the number of visa refusals for Russians is staggering. The reasons for refusals are often far-fetched and highly subjective. The faults to the documents for issuing visas is very strict, and therefore we strongly recommend that you carefully study the requirements of the as well as double-check any information with visa professionals.
