After the ending of the self-isolation regime, some people want to spend time in Russian sea resorts, others organize trips for their relatives or travel to visit their relatives which are living in other regions.
Medical insurance covering expenses of a possible insurance event is necessary for moving around the territory of Russia, as well as for any other trip. Usually, a compulsory medical insurance policy is used for these purposes, which everyone has. However, its action does not always sufficiently meet our needs, and in the conditions of the "post-covid" era it would not be prudent to rely on the compulsory medical insurance policy completely.
In fact, you can only count on hospitalization and emergency ambulance using compulsory medical insurance.
According to the practice, this type of policy does not include visits of a local doctor or visiting a dental clinic. Mostly, because the number of medical centers and staff in the regions is simply calculated based on the number of residents, not visitors. Prescription drug costs are not reimbursed.
All travel and medical expenses are at your expense, and their amount can be very significant. Often transportation in Russia is more expensive than from Europe, due to the availability of the region. The compulsory medical insurance policy is not valid on the territory of Abkhazia.
In other words, there are restrictions, and they are quite significant.
Thus, we suggest you consider a special product - insurance policy “Travel in Russia”, so that you and your family can feel as comfortable and secure as possible while traveling,
The cost of the policy for 1 week is 320 rubles per person (can be calculated for any number of days, at the rate of 40 rubles/day).
In its basic version, the insurance covers the following expenses:
|
Expenses |
Coverage, RUB |
|
Medical - outpatient and inpatient treatment - emergency dentistry - chronic diseases and allergies - sunburn - terrorist attacks and natural disasters - oncology detection |
2 000 000 7 500 2 000 000 2 000 000 2 000 000 40 000 |
|
Transport - return of the insured and his / her accompanying person - return of minor children - posthumous repatriation - a third party visit during hospitalization - early or temporary return - search and rescue activities - delay of a regular flight for 3 hours or more |
2 000 000 2 000 000 2 000 000 9 000 + air tickets 2 000 000 2 000 000 1 000 |
|
Additional - telephone calls - complication of pregnancy |
4 000 300 000, up to 24 weeks |
** The policy is valid in the territory of the CIS countries, including Russia (with the exception of the territory within the administrative border of the permanent place of residence)
** If a quarantine disease (including COVID-19) is detected, return tickets to the place of residence are also reimbursed in addition to treatment and accommodation in self-isolation
** The cost of prescription drugs is compensable
There is an extension to the OPTIMA tariff, which offers additional risks, including civil liability, illness and injury due to alcoholic intoxication, baggage insurance.
Registration is also possible in combination with additional trip cancellation risks.
For more information, please contact consultants of Confidence Group.