In the fall of 2022, the German Consulate for issuing visas of any category began to impose new requirement for issuing travel medical insurance. In addition to all the conditions previously in force, a requirement was added that the insurance must be issued in the EU by one of the insurance companies registered in the European Union.
The new rule for issuing Schengen visas was also adopted by other EU countries, including Switzerland, Spain, etc. However, if the German Consulate and Visa Application Center does not accept non-EU travel insurance from applicants, other EU countries for now only warn that such insurance may be needed at any time so that applicants are ready to provide it to the Consulate / Visa Application Center by their request.
Citizens of the Russian Federation who want to apply for a visa, who are accustomed to the fact that obtaining travel medical insurance does not cause any difficulties and is of a formal nature, begin to frantically search the Internet for a company that can make insurance in accordance with the new obligations, but they face several difficulties:
1. A huge number of advertisements for obtaining travel medical insurance on the Internet with a guarantee of compliance with the requirements of the Consulate of a certain country. Most of these insurance companies have no idea about the peculiarities of issuing visas of certain countries, as well as about innovations. Most of the insurance companies are of Russian origin. Thus, get a medical insurance for traveling abroad, the Applicant runs the risk that he will not be accepted by the Consulate, or that a visa will be refused due to non-compliance of medical insurance with the requirements of the Consulate of a certain country.
2. Having found a European insurance company the applicant cannot check its constituent documents, the insurance program for all the rules of the Consulate, including due to not knowing the language of the country of the insurance company, does not know whether the insurance of this particular insurance company will be accepted.
3. The applicant cannot pay for travel medical insurance due to the lack of bank cards valid in the European Union and other countries.
Company Confidence Group can help you to avoid all these difficulties.
1. We have contracts with reliable European companies that issue travel medical policies in full compliance with the requirements of the Consulates.
2. We guarantee that medical insurance will be accepted by the Consulates for consideration of documents for visas, and in the event of an insured case, the insurance company compensates for losses in accordance with its rules and EU legislation.
3. We don’t have problems with fast payment for travel insurance and other services to partners anywhere in the world.
The cost of obtaining travel medical insurance from one of the EU insurance companies will be from 3 EURO per day of stay (minimum requirements of the Consulates) + 450 rubles for issuing a policy. When applying for a visa through Confidence Group, the fee for issuing a policy is not charged. Please note that the cost of insurance for children, as well as people over 60 years old, is differ.
If the Consulate does not strict the requirements for obtaining medical insurance, Confidence Group, as before, helps in obtaining insurance from Russian insurance companies. The cost of such insurance is from 1 EURO per day of stay in the country.
Please note that with the start of special military operation, the trend towards tightening the requirements for issuing visas to unfriendly countries is obvious, the number of visa refusals for Russians is staggering. The reasons for refusals are often far-fetched and highly subjective. The nit-picking of documents for issuing visas is very strict, and therefore we strongly recommend that you carefully study the requirements of the Consulates for the execution of each document for obtaining a visa, double-check any information with visa professionals.